11 very cool overlays: Ripples and Frosted Glass which can be used in Photoshop, Photoshop Elements and Lightroom. With this overlays you can make any image to look interesting and to stand out. If you want to spend some time to play with blending modes in Photoshop and Photoshop Elements then you may end up with some effects for which you are wondering how others are achieving them.
Downloads from here http://www.designeasy.co/2014/04/fee-ripples-and-frosted-glass-overlays.html.